↑ +47 SBAs minted in the last hour●14-day avg streak across the network●12,408 lectures in the shared vault●4,200 students currently panicking●UK finals szn · t-minus 92 days●you should be revising right now●no, seriously●↑ +47 SBAs minted in the last hour●14-day avg streak across the network●12,408 lectures in the shared vault●4,200 students currently panicking●UK finals szn · t-minus 92 days●you should be revising right now●no, seriously●↑ +47 SBAs minted in the last hour●14-day avg streak across the network●12,408 lectures in the shared vault●4,200 students currently panicking●UK finals szn · t-minus 92 days●you should be revising right now●no, seriously●
VOL. I · NO. 0001THE PANIC BANK · MONDAY EDITIONEST. MAY 2026
Panic Bank.
convert panic into preparation.
FORECAST · FINALST-MINUS 92 DAYS · CHANCE OF PANIC: 100%PROBABILITY OF DIVINE INTERVENTION: 4%
FROM THE EDITOR
An SBA bank for the
perpetually behind.
You send any lecture — slides, PDF, photo of your notes.
We mint exam-grade single best answers from the bits an examiner would actually test. You sit them, miss them, ask the AI "wait what", and it explains until you've got it. Spaced repetition keeps it stuck.
Open a free account →Browse the library
NO CARD · NO DOWNLOAD · 30 SECONDS
JUST PANIC
SAT · 25 MAY · 08:42
Morning, Riya.
your bank is solvent.
TOTAL IN VAULT
1,261.
DUE TODAY
8cards · 9 min
Start review →
14d
STREAK
72%
ACC.
92d
FINALS
RECENT DEPOSITS
PDF
STEMI · Mgmt
Cardio · 24 SBAs
PDF
AKI workup
Renal · 18 SBAs
RECEIPT — 0001-RK
+47 SBAs
STEMI · Management
WITHDRAWDAILY · 8:30 PM
12,408.
lectures in shared bank
318K+.
SBAs minted to date
4,200.
currently banking students
72%.
avg accuracy at finals
SECTION ONE · THE DAMAGE
You're losing money you
don't even have.
Three brutal truths about how you're currently doing this:
£0 vs £100
PROB · 01
Passmedicine is £100+.
You have student loans, an iced latte habit, and a £20-overdraft buffer. The "industry standard" is built for people with parents in private practice.
UNREAD
PROB · 02
Your notes are rotting.
There are 47 lecture PDFs in your Notability. You opened three. You annotated one. They will not get read between now and the exam. Be honest.
COOKED
PROB · 03
You'll forget 80% by Wednesday.
The forgetting curve doesn't care that you stayed up till 4am writing it down. Without active recall, every lecture half-evaporates in a week.
SECTION TWO · THE FIX
Three steps from panic to
plot armour.
"The bit you've been avoiding is the bit they'll test. We just made it impossible to avoid."
DEPOSIT
STEP 01
Send a lecture.
any format. any mess.
PDF, slides, photo of your notes, a Loom of the professor mumbling. Drop it in. We read it the way an examiner would — flagging what's actually testable.
DEPOSIT SLOT
LECTURE · PDF
Acute Coronary Syndromes
MINT
STEP 02
We bank the questions.
single best answer, every angle.
Our AI extracts high-yield areas — pathophys, management, pitfalls, recent guidelines — and stamps them as clean exam-grade SBAs. Usually 90 seconds.
Q.0141CARDIO
A 64-yr-old man with central crushing chest pain…
A.
B.
C.
D.
Q.0142CARDIO
A 64-yr-old man with central crushing chest pain…
A.
B.
C.
D.
Q.0143CARDIO
A 64-yr-old man with central crushing chest pain…
A.
B.
C.
D.
WITHDRAW
STEP 03
Cash them in. Daily.
spaced repetition pays interest.
Cards come back on Anki intervals. Get one wrong, the AI explains. Still confused? Ask follow-ups in plain English. Compound your knowledge.
DUE TODAY · 8 CARDS
"First-line management of new-onset AF with adverse features?"
AGAIN
HARD
GOOD
EASY
+12D
+12D
+12D
SECTION THREE · THE PRODUCT
Look at the thing.
this is your bank.
01 · VAULT
SAT 08:42 · YOUR VAULT
Morning, Riya.
TOTAL IN VAULT
1,261.
DUE TODAY
8 cards
14d
STREAK
72%
ACC
92d
FINALS
RECENT DEPOSITS
PDF
STEMI · Mgmt
Cardio · 24 SBAs
PDF
AKI workup
Renal · 18 SBAs
The daily ledger. See what's owed, what's overdue, what's quietly accruing interest.
02 · REVIEW
CARD 3 / 86 MIN LEFT
● CARDIOLOGY · STEMI
A 64-year-old man presents with 40 minutes of central crushing chest pain radiating to his jaw…
A
IV morphine + GTN
B
Aspirin + immediate PCI
C
Thrombolysis
AI
ST elevation in II, III, aVF = inferior STEMI. Reperfusion within 120 min.
Again
Hard
Good
Easy
The AI explains misses in your voice — and you can chat back when you're still confused.
03 · LIBRARY
SHARED BANK
Library.
Search 12,400+ lectures…
PDF
STEMI
24 SBAs
PDF
AKI
18 SBAs
PDF
COPD
14 SBAs
PDF
Sepsis
16 SBAs
PDF
DKA
17 SBAs
PDF
AF
11 SBAs
The shared bank. 12,408 lectures everyone else has already done the hard work on.
SECTION FOUR · THE TUTOR
There's a teller
who hates seeing you struggle.
Miss a question, get a plain-English breakdown. Still confused? Keep asking. The AI knows the lecture you uploaded, current UK guidelines, and the exact bit your last lecturer brushed past. It will not gatekeep.
  • Cites your source lecture, not random websites
  • Knows when to stop (and when to dig deeper)
  • "Explain like I'm Y2" mode for when you're cooked
  • Generates mnemonics on demand — most of them are bad
LIVETHE TELLER
AI
The Teller
EXPLAINING Q.0142 · STEMI MGMT
The answer was B. ST elevation in II, III, aVF = inferior STEMI. Within 12 h of onset, the goal is reperfusion within 120 minutes.
but he was in agony — why not morphine first?
Pain relief matters but doesn't change mortality. Reperfusion does. Aspirin + activate cath lab first, then morphine. Examiners are testing the time-critical step.
wait what's the inferior territory vessel
RCA in ~80% (right-dominant). Watch for bradyarrhythmias — RCA also supplies the SA/AV nodes.
Explain like I'm Y2
Show ECG
Mnemonic?
SECTION FIVE · ARE YOU…?
Tick the one
that hits hardest.
Y3
staring down OSCEs
Y4
cardio rotation cooked you
Y5
92 days to finals, zero plan
F1
cramming for SCA at 2am
USMLE
Step 1 panicker, you ok?
IMG
PLAB but with vibes
PRECLINICAL
lectures are a blur
ANYONE
who has cried in a library
Yeah, that's me → open an account
CLASSIFIED · LEDGER OF PUBLIC OPINIONPAGE 04
Other panickers,
on the record.
VERIFIED
"
I uploaded a 90-slide cardio deck after a night shift, did the SBAs on the bus home, and felt like I'd actually studied. First time in months.
— M. Hassan
Y4 · UCL
BANKED
"
It pulled out the four bits my lecturer hinted at and I 100%'d those questions in the SBA on Monday. Mildly cursed. Mostly happy.
— S. Okafor
Y5 · Imperial
VERIFIED
"
The AI tutor doesn't talk down to you. It doesn't gatekeep. I asked it to explain DKA fluids like I was eight and it actually did.
— P. Liu
F1 · Manchester
CONVERTED
"
Replaced Passmedicine for me. Sorry not sorry.
— J. Doe
Y4 · KCL
POSSESSED
"
The streak system is psychological warfare and I cannot stop. 47 days running, send help.
— A. Bashir
Y5 · Birmingham
SUSPICIOUS
"
Wait — it's free? Genuinely? Are you a startup?
— R. Patel
Y3 · Bristol
SECTION SIX · OPEN AN ACCOUNT
Pick a
denomination.
students get the free tier forever. yes really.
STARTER
TIER · 01
Pocket Change
£0forever, for real
  • 5 lectures / month
  • 60 AI tutor messages / day
  • Full library access
  • Streak tracking
  • Receipt printing (obviously)
Start free →
MOST OPENED
TIER · 02
The Vault
£4.99/mo · cancel anytime
  • Unlimited lecture deposits
  • Unlimited AI tutor follow-ups
  • Export to Anki / CSV
  • Priority queue (90s minting)
  • Custom panic tones
  • No ads — there are none anyway
Open The Vault →
BEST VALUE
TIER · 03
The Trust Fund
£39/yr · save 35%
  • Everything in The Vault
  • Priority on shared library uploads
  • Group banks (study with mates)
  • Direct line to the teller
  • Founder badge · forever
Open The Trust →
PRICES IN GBP · VAT INCLUDED · CANCEL FROM PROFILE IN TWO TAPS
SECTION SEVEN · YOUR QUESTIONS
You're going to
ask anyway.
01How is this different from Passmedicine / Quesmed?+
Two things. (1) Your bank is built from YOUR lectures — not a generic question pool. (2) The AI tutor explains misses in plain English instead of three lines of textbook copy. Plus the free tier actually lets you use it.
02Do you replace Anki?+
We use Anki's spaced repetition algorithm. You can export every card to Anki at any time if you want to keep your decks portable. No lock-in.
03Is my data safe? Are you training on my lectures?+
We don't train on user content. Lectures are stored encrypted and only used to generate your SBAs. You can wipe everything from Profile → Data → Close account. GDPR-compliant. UK-hosted.
04What if the lecturer's content is just… bad?+
Garbage in, decent SBAs out, honestly — the AI is pretty good at extracting structure from terrible slides. If a lecture genuinely has nothing to test, it'll tell you.
05USMLE? PLAB? IMG?+
Yes to all three. The SBA format flexes — you set the exam style on signup. NBME-style stems are in beta.
06Will it work offline?+
Reviews + saved lectures work offline (it's a PWA). New uploads + AI tutor need a connection.
07Why "Panic Bank"?+
Because that's what med school is. We named it what it is. The metaphor stuck.
08Who's behind this?+
A med student. Hi. I built this because I was failing my mocks and couldn't afford the £499 Quesmed package. If you have feedback, dm @panicked.
STILL CONFUSED? — ASK @PANICKED ON TWITTER
OPEN.
ONE LAST THING
Open an account.
in less than 30 seconds.
The forgetting curve doesn't pause for procrastination. Finals come whether you're ready or not. We made the ready part easier.
Open a free account →Browse the library
· NO CREDIT CARD· NO DOWNLOAD· CANCEL ANYTIME (AS IF YOU WILL)